One of the things I have mentioned is getting debt free this year. I have already checked all of my bills and cut back on what I don’t need. I haven’t stopped Netflix yet, but I am going to. I already have TiVo and it’s pleanty to watch as it is. I just paid my monthly membership last week so I added a note to my calendar to put a hold on it before it cycles again. I am already on the
cheapest car insurance for me and my cell phone is at the lowest level I can get. Also, I applied for a new Credit Card last night that has a zero interest on transfered balances for 15 months. I am going to take the balance of my current credit card and move it to the new card. Yeah, I’ll be paying a 3% transfer fee, but I will save that in interest alone just by getting it off the old card. I won’t close the old card as it may damage my credit. I’ll hang on to it and buy gas on it once a month or something then pay it off right away, just to keep my credit status going.
It’s going to be a struggle, but I know I can do this!
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We have been working on this too. It’s hard, but I really don’t want these extra bill. I think the bills are part of the problem with my weight. I eat with stress.
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